https://www.functionalfinance.com.au/insights daily 0.75 2026-03-26 https://www.functionalfinance.com.au/insights/good-news-for-buyers-surge-in-homes-hitting-the-market monthly 0.5 2026-03-26 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/cabffd0c-80d9-42a9-94c4-05d22565853a/Functional+Finance+BLOG.png Insights - Good news for buyers – surge in homes hitting the market - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/double-trouble-rba-lifts-cash-rate-by-another-25-basis-points-to-410 monthly 0.5 2026-03-17 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/217986e8-9d6d-4ff8-8d5a-59ee1248e31e/Functional+Finance+BLOG.png Insights - Double trouble! RBA lifts cash rate by another 25 basis points to 4.10% - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/offset-accounts-surge-as-homeowners-race-to-beat-higher-rates monthly 0.5 2026-03-11 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/7c6b4513-0ca7-4825-bf17-76726501e4ca/Functional+Finance+BLOG.png Insights - Offset accounts surge as homeowners race to beat higher rates - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/how-first-home-buyers-can-buy-up-to-five-years-sooner monthly 0.5 2026-03-04 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/4a556895-2215-49f0-a1df-91e7dab60551/Functional+Finance+BLOG.png Insights - How first home buyers can buy up to five years sooner - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/how-much-do-you-need-to-earn-to-buy-a-home-in-2026 monthly 0.5 2026-02-25 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/e3415c44-fe48-4f83-8356-0c74b17289b8/Functional+Finance+BLOG.png Insights - How much do you need to earn to buy a home in 2026? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/thinking-of-a-tree-change-you-might-find-more-affordable-homes monthly 0.5 2026-02-18 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/42773936-8552-4faf-a090-018cf7d2c123/Functional+Finance+BLOG.png Insights - Thinking of a tree change? You might find more affordable homes - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/which-generation-tops-housing-wealth-in-australia monthly 0.5 2026-02-11 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/8a065101-e550-41d4-9235-75a291dff74d/Functional+Finance+BLOG.png Insights - Which generation tops housing wealth in Australia? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/rba-hikes-the-cash-rate-by-25-basis-points-to-385 monthly 0.5 2026-02-03 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/c9e7b343-5447-4339-b69c-f6568061f062/Functional+Finance+BLOG.png Insights - RBA hikes the cash rate by 25 basis points to 3.85% - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/how-high-are-property-prices-predicted-to-go-in-2026 monthly 0.5 2026-01-28 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/4f2f1b2a-1136-48b6-9e94-80f2774cce6c/Functional+Finance+BLOG.png Insights - How high are property prices predicted to go in 2026? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/roll-up-those-sleeves-a-renovation-renaissance-is-slated-for-2026 monthly 0.5 2026-01-21 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/b34daa5d-508b-4ce0-8532-51a7c387b511/Functional+Finance+BLOG.png Insights - Roll up those sleeves – a renovation renaissance is slated for 2026 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/4x6et204c4tlfyn1qzwju28wtoi21c monthly 0.5 2026-01-14 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/7148da4a-986b-4316-8641-eb910569d648/Functional+Finance+BLOG.png Insights - Nurses, teachers or CEOs: which occupation boasts more property investors? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/aussie-home-owners-just-got-82000-richer-on-average monthly 0.5 2026-01-07 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/2fce8d45-aca0-4816-9636-7009521eec47/Functional+Finance+BLOG.png Insights - Aussie home owners just got $82,000 richer on average - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/happy-new-year-lets-discuss-some-potential-2026-goals monthly 0.5 2025-12-31 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1773077a-1053-4e80-b142-6992d3b468f7/Functional+Finance+BLOG.png Insights - Happy New Year! Let’s discuss some potential 2026 goals - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/seasons-greetings-heres-to-a-well-earned-summer-break monthly 0.5 2025-12-23 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/565c3402-2d81-4d7f-98bf-b2d28568d0e2/Functional+Finance+BLOG.png Insights - Season’s greetings! Here’s to a well-earned summer break - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/your-suburbs-2025-property-report-card-is-in monthly 0.5 2025-12-17 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/5933f83d-c02c-47c1-97e5-9dd84dbe8084/Functional+Finance+BLOG.png Insights - Your suburb’s 2025 property report card is in - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/no-christmas-rate-cut-could-rates-rise-in-2026 monthly 0.5 2025-12-10 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/792afeb2-88de-4b3f-ab73-3ba92f0b09d8/Functional+Finance+BLOG.png Insights - No Christmas rate cut – could rates rise in 2026? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/2-deposit-scheme-help-to-buy-launches monthly 0.5 2025-12-04 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/9288b717-de42-4739-9f5e-4d207e3ef7b6/Functional+Finance+BLOG.png Insights - 2% deposit scheme ‘Help to Buy’ launches - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/why-now-may-be-the-time-to-buy-a-rental-property monthly 0.5 2025-11-26 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/d5445f3d-bbbc-453d-9b8f-3963286fd4df/Functional+Finance+BLOG.png Insights - Why now may be the time to buy a rental property - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/5-year-goal-1-in-3-gen-zs-planning-to-buy-a-first-home monthly 0.5 2025-11-19 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1a335968-9811-448d-8150-2397ff7f3677/Functional+Finance+BLOG.png Insights - 5-year goal: 1-in-3 Gen Zs planning to buy a first home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/australian-home-owners-focus-on-paying-down-debt monthly 0.5 2025-11-13 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/9b54a3bc-ca76-4aa8-82fe-b2fad5a3df3f/Functional+Finance+BLOG.png Insights - Australian home owners focus on paying down debt - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/time-to-buy-house-prices-tipped-to-heat-up-this-summer monthly 0.5 2025-11-05 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/6ce0480f-d633-418d-84bd-ec1a920eb697/Functional+Finance+BLOG.png Insights - Time to buy? House prices tipped to heat up this summer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/forget-the-block-more-homes-are-selling-at-auction monthly 0.5 2025-10-29 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/81d50574-5bb8-436f-9255-cd3c53c26e01/Functional+Finance+BLOG.png Insights - Forget ‘The Block’, more homes are selling at auction - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/all-aboard-the-affordability-of-just-one-extra-train-stop monthly 0.5 2025-10-22 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1761175158715-P03OJZ711CPFK9YXX1CX/Functional+Finance+BLOG.png Insights - All aboard! The affordability of just one extra train stop - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/bank-of-mum-and-dad-stumps-up-40000 monthly 0.5 2025-10-16 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/23b70df8-e9f9-441d-ab5f-06e19d1390be/Functional+Finance+BLOG.png Insights - Bank of Mum and Dad stumps up $40,000 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/what-are-the-chances-of-another-rate-cut-this-year monthly 0.5 2025-10-08 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/cfa09a3d-a951-4884-8680-f5ef589e6045/Functional+Finance+BLOG.png Insights - What are the chances of another rate cut this year? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/separating-understand-your-home-loan-options monthly 0.5 2025-10-01 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/afb522ba-1b3a-450f-85a7-35d69a6dd811/Functional+Finance+BLOG.png Insights - Separating? Understand your home loan options - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/99-of-brokers-have-helped-their-clients-secure-a-lower-rate monthly 0.5 2025-09-24 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/ed6a09a6-7bd6-4dac-8a30-ade151fdc6d8/Functional+Finance+BLOG.png Insights - 99% of brokers have helped their clients secure a lower rate - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/countdown-to-be-in-your-new-home-by-christmas monthly 0.5 2025-09-17 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/77ea6609-53eb-4c76-918f-8da6fdcf5980/Functional+Finance+BLOG.png Insights - Countdown to be in your new home by Christmas - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/jump-into-the-market-up-to-4-years-sooner-with-5-deposit-scheme monthly 0.5 2025-09-10 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/31f57c71-d3cb-4347-93e1-4d2f627022f8/Functional+Finance+BLOG.png Insights - Jump into the market up to 4 years sooner with 5% deposit scheme - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/5-steps-to-help-you-find-a-competitive-edge-this-home-buying-season monthly 0.5 2025-09-03 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/01e254e2-01fb-4b9b-951a-d43d0ca2f782/Functional+Finance+BLOG.png Insights - 5 steps to help you find a competitive edge this home-buying season - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/5-deposit-scheme-expands-early-will-it-increase-house-prices monthly 0.5 2025-08-27 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/587738ff-0763-4aaa-a969-c38ee271d49e/Functional+Finance+BLOG.png Insights - 5% deposit scheme expands early – will it increase house prices? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/surge-in-switching-1000-home-loans-refinanced-every-day monthly 0.5 2025-08-20 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/8132d51b-9552-446b-927c-cce78c232c2c/Functional+Finance+BLOG.png Insights - Surge in switching: 1,000 home loans refinanced every day - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/third-rate-cut-delivered-this-year-as-rba-trims-cash-rate-to-360 monthly 0.5 2025-08-12 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/ecfac511-abd3-4016-8640-2a61185e668a/Functional+Finance+BLOG.png Insights - Third rate cut delivered this year as RBA trims cash rate to 3.60% - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/skipping-pre-approval-sees-1-in-10-first-home-buyers-miss-out monthly 0.5 2025-08-06 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/78582bfd-130d-45e1-b7de-b326ff3a2a8c/Functional+Finance+BLOG.png Insights - Skipping pre-approval sees 1-in-10 first home buyers miss out - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/how-your-home-can-help-your-kids-get-a-great-education monthly 0.5 2025-07-30 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/5ca1aabe-4c4a-4441-8d28-8beeefbb8440/Functional+Finance+BLOG.png Insights - How your home can help your kids get a great education - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/newly-built-homes-notch-up-strongest-sales-in-3-years monthly 0.5 2025-07-24 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/50fcb739-b6c4-417f-9f4f-e029d3146c9f/Functional+Finance+BLOG.png Insights - Newly built homes notch up strongest sales in 3 years - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/has-your-borrowing-power-increased-in-2025 monthly 0.5 2025-07-16 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/55ddd34b-ed6b-4188-90a5-6e3f364a559a/Functional+Finance+BLOG.png Insights - Has your borrowing power increased in 2025? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/two-thirds-of-borrowers-could-save-by-refinancing-report monthly 0.5 2025-07-10 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/6bfe717f-446a-45bf-8fc2-2f6a505412a2/Functional+Finance+BLOG.png Insights - Two-thirds of borrowers could save by refinancing: report - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/small-deposit-50000-home-guarantee-scheme-spots-just-opened-up monthly 0.5 2025-07-03 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/4ac5239f-a52e-40b5-8801-aff42f8540e7/Functional+Finance+BLOG.png Insights - Small deposit? 50,000 Home Guarantee Scheme spots just opened up - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/how-to-make-an-offer-on-a-home monthly 0.5 2025-06-25 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/57a25bb4-340a-4864-a902-343303951b3a/Functional+Finance+BLOG.png Insights - How to make an offer on a home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/welcome-back-home-lending-jumps-as-first-home-buyers-return monthly 0.5 2025-06-19 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/a743fea5-a9d2-4d9f-9c39-dc80d62e807a/Functional+Finance+BLOG.png Insights - Welcome back! Home lending jumps as first home buyers return - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/australian-home-price-average-tops-1-million monthly 0.5 2025-06-12 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/dec5e30d-862a-48d7-9a3c-387966560896/Functional+Finance+BLOG.png Insights - Australian home price average tops $1 million - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/how-you-could-boost-your-homes-value-by-118000-and-save-on-bills monthly 0.5 2025-06-05 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/d7e26754-9168-458e-97c0-ef62c9bf85a4/Functional+Finance+BLOG.png Insights - How you could boost your home’s value by $118,000 (and save on bills) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/plot-twist-home-owners-keep-repayments-on-hold-as-rates-fall monthly 0.5 2025-05-28 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/6a590c85-1f8f-4184-a508-7c0e9d9c8ef7/Functional+Finance+BLOG.png Insights - Plot twist: home owners keep repayments on hold as rates fall - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/rba-cuts-the-cash-rate-for-the-second-time-this-year-to-385 monthly 0.5 2025-05-20 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/f65b8c95-08ce-4da4-a3eb-e7b4979b22ba/Functional+Finance+BLOG.png Insights - RBA cuts the cash rate for the second time this year to 3.85% - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/fact-or-fiction-do-property-values-double-every-10-years monthly 0.5 2025-05-14 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/6ff98238-827d-4610-bd1a-9710da56b2bf/Functional+Finance+BLOG.png Insights - Fact or fiction: do property values double every 10 years? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/albo-re-elected-whats-on-the-board-for-home-buyers-and-owners monthly 0.5 2025-05-08 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/a40591d3-0fcd-46f8-a733-4c11467931d0/Functional+Finance+BLOG.png Insights - Albo re-elected: what’s on the board for home buyers and owners? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/myth-buster-do-weekly-repayments-pay-off-an-offset-loan-faster monthly 0.5 2025-04-30 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/2b7ab6cb-05ea-46f9-9688-d4b511774022/Functional+Finance+BLOG.png Insights - Myth buster: do weekly repayments pay off an offset loan faster? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/could-us-tariffs-be-good-news-for-aussie-home-owners monthly 0.5 2025-04-23 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/aac69723-0056-41c9-bddd-4ecf67e3be72/Functional+Finance+BLOG.png Insights - Could US tariffs be good news for Aussie home owners? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/election-2025-whats-on-offer-for-first-home-buyers monthly 0.5 2025-04-16 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/f9ce2fff-16b5-4a86-82fa-e34c02b9b75a/Functional+Finance+BLOG.png Insights - Election 2025: what’s on offer for first home buyers? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/home-owners-notch-up-gains-of-230000-in-just-5-years monthly 0.5 2025-04-10 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/14643d43-9ad0-4973-b4ce-eb47687d6f2e/Functional+Finance+BLOG.png Insights - Home owners notch up gains of $230,000 in just 5 years - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/why-1-in-2-families-are-thinking-of-refinancing monthly 0.5 2025-04-02 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/56e4474c-f7f6-4405-b50c-2c3e05f81bc8/Functional+Finance+BLOG.png Insights - Why 1-in-2 families are thinking of refinancing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/sounds-of-silence-how-traffic-noise-can-impact-property-values monthly 0.5 2025-03-26 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/83012785-04e6-419a-b45d-0927d46cc639/Functional+Finance+BLOG.png Insights - Sounds of silence: how traffic noise can impact property values - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/5-fun-and-budget-friendly-ideas-for-an-easter-staycation monthly 0.5 2025-03-19 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/0d511172-d5ea-412b-8aa7-a8852d1fea24/Functional+Finance+BLOG.png Insights - 5 fun (and budget-friendly) ideas for an Easter staycation - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/low-cost-renos-to-help-keep-your-home-cosy-this-autumn monthly 0.5 2025-03-13 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/9fa51a8c-cfbd-45fc-becb-e48a2f0a8afa/Functional+Finance+BLOG.png Insights - Low cost renos to help keep your home cosy this autumn - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/mxgztnstmwk2olfwj7oox6fh0cl1on monthly 0.5 2025-03-06 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/dd487e69-028b-4d17-94b5-9e7bf6ff62e1/Functional+Finance+BLOG.png Insights - Was that the shortest property downturn ever? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/69mtdaztssojuza0ljxp7a9v1498oo monthly 0.5 2025-02-27 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1740620153901-9KKA2DUTJ7XRZJX2SDKN/Functional+Finance+BLOG.png Insights - Major change coming to mortgage rules for university grads - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/1nj0ryum75bave6m4jds1nto9tt86d monthly 0.5 2025-02-18 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/fcede35d-9f31-4ae5-a5a1-05631c1bd7ca/Functional+Finance+BLOG.png Insights - RBA cuts the cash rate for the first time since 2020 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/297nqptjv6dhq0p0fcq3lo4271hy44 monthly 0.5 2025-02-13 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1739406831702-6RFONYFE9SC0N5TPGCJ3/Functional+Finance+BLOG.png Insights - The scheme that’s helped 193,000 Aussies buy a first home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/arb3lrxfv0ec6qjpng1reh6l7vf5jh monthly 0.5 2025-02-06 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/7609871f-52fb-41da-a59c-9a066ae68387/Functional+Finance+BLOG.png Insights - What happens to my home loan if interest rates fall? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/ufazxdj7nlbim8esnrgl3x5q60hcfm monthly 0.5 2025-01-30 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/94addfdc-27af-4fb8-8d68-a665e5bfe3ab/Functional+Finance+BLOG.png Insights - The top 5 location turn-offs for Aussie home buyers - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/2uughs8ddx77fatp8m7cldlvkka9hm monthly 0.5 2025-01-23 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/8e0dc5c8-745c-4710-9f97-5e9d656e26a8/Functional+Finance+BLOG.png Insights - How to finance your 2025 home renovation - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/2vcwv65t89kyffsd2x6ckfvkpzserh monthly 0.5 2025-01-16 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/a869cde9-a59c-43d3-a37f-a1743ecebc00/Functional+Finance+BLOG.png Insights - Decisions decisions… Fixed-rate vs variable home loan rate - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/olwyam8owh43v5s2ubqeg2gmdxlmze monthly 0.5 2025-01-08 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/973ff378-fd34-4716-9358-d7eeb1cbcf4b/Functional+Finance+BLOG.png Insights - House, apartment or townhouse? The pros and cons of each - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/x8xyhhdik4sa9lfbqqah8xks2xjqq4 monthly 0.5 2025-01-02 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/b2a36ca5-09fa-4a35-a9ab-bc5886007f6a/Functional+Finance+BLOG.png Insights - Three financial New Year’s resolutions to tackle 2025 head-on - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/urgoms4b866do150xhyxbzd1p4tfty monthly 0.5 2024-12-24 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/bec15059-6235-466d-8a1e-124e19671a80/Functional+Finance+BLOG.png Insights - Merry Christmas! And thanks for your support in 2024! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/sdn75ux8nztf39jwbl706dbvgpihah monthly 0.5 2024-12-19 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1103ebca-acd5-43f6-b3ac-ccad298f5011/Functional+Finance+BLOG.png Insights - Have you refinanced recently? It could be time this summer break - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/1fus13788heldqx5qufk360wizkcu8 monthly 0.5 2024-12-12 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/7c3bc4ec-2c58-4e46-b30e-a624d0604136/Functional+Finance+BLOG.png Insights - How did property prices go in 2024? And what’s tipped for 2025? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/ahhx1n6btj76ofkvoih6t86hueut1b monthly 0.5 2024-12-05 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/95990525-7953-49e8-9225-4305c59e4617/Functional+Finance+BLOG.png Insights - Thinking of buying a holiday home? Here’s what to weigh up - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/9ti4d3ikg2h4lrviz4r2p1p0ho56ni monthly 0.5 2024-11-28 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/dbca01a0-811d-4d68-abb1-5dac31f10d42/Functional+Finance+BLOG.png Insights - Thinking of installing a swimming pool for summer? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/uh4h26hponf9o7jljpw49nscm1auar monthly 0.5 2024-11-21 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1d0896d8-7412-4965-befd-9a13bf378b24/Functional+Finance+BLOG.png Insights - Buying land to build on later: what you need to know - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/24qoegnj8t57pi4fle1cfj6ihv7wwj monthly 0.5 2024-11-14 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/6c2c47e0-a7eb-4d5d-8b86-28f72b86be77/Functional+Finance+BLOG.png Insights - Do you really need a building inspection? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/ceutpoaxfc306a2qnvu9emdzq9kns2 monthly 0.5 2024-11-07 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/ce50e326-2442-4737-b7ab-489687e94f01/Functional+Finance+BLOG.png Insights - Can we expect the RBA to cut back rates this summer? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/iegt3ojy5ze348hxz9donmherhi9v9 monthly 0.5 2024-10-31 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/087e70dd-9ddb-4904-9d0b-00c46b320d30/Functional+Finance+BLOG.png Insights - How much does LMI really add to a home’s cost? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/zbivf11sk9dqhq70fwax1jvuhbzu4p monthly 0.5 2024-10-24 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/b624a431-a565-4b03-92c2-e45fd5a826a1/Functional+Finance+BLOG.png Insights - How to nail a home loan if you’re self-employed - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/72y53s61r9bczvyrxozvzfz8ye2lyl monthly 0.5 2024-10-17 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/f25d0f0c-65f4-4b8c-99eb-9f9d958d1b8f/Functional+Finance+BLOG.png Insights - What’s going on with negative gearing? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/pfmm648qujkmvl0r4t9o6fcap4zulq monthly 0.5 2024-10-09 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/4c28a13a-e472-4ccb-8e27-5f2c8b03e04f/Functional+Finance+BLOG.png Insights - How long it takes to save a deposit (and how to fast-track it) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/cfxjqd5s12sc9isxuegogzgbqedkax monthly 0.5 2024-10-02 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/479dea73-a354-48b4-add0-2d8c345347e9/Functional+Finance+BLOG.png Insights - Could rate cuts mean house prices heat up again? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/any8mho94dscavqfqqmwt4s7fm7rh5 monthly 0.5 2024-09-26 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/791fa937-424f-4d75-8896-02c07ec5619c/Functional+Finance+BLOG.png Insights - Why 9 out of 10 first-home buyers use a mortgage broker - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/y75e7b3wq5edvpbm1t0y75p0fa0ece monthly 0.5 2024-09-19 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/0c10fe31-0d59-4777-a972-cc0abc9a546e/Functional+Finance+BLOG.png Insights - TikTok vs talking to your broker? It’s no contest - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/4zd50crpd6xibcc3gqdtsj6mp4n2xj monthly 0.5 2024-09-12 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/6ccbdc29-db58-4339-a382-b62569ae7a42/Functional+Finance+BLOG.png Insights - Fixed rates tumble: a sign of things to come? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/z7x4dzn51petgpikc92pu0nx3slyb5 monthly 0.5 2024-09-05 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/466ee13d-2680-4d92-9927-c13cddacc6fb/Functional+Finance+BLOG.png Insights - The home loan feature 70% of new borrowers are hooked on - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/c0xqptuv4anoa0ljqhck485wc5ls2i monthly 0.5 2024-08-28 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/72bbaa4f-5d55-48f8-8d09-8d7e6c7e8a83/Functional+Finance+BLOG.png Insights - How much has your home’s value risen by? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/m82j175sn5o9mpg8m9m2ybv9v62kf2 monthly 0.5 2024-08-21 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/5f8d0ddd-093d-4411-9a1d-95f4c3c6565f/Functional+Finance+BLOG.png Insights - Property market set to blossom this spring - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/0543xevr7v99syrnrzrp9saceugrff monthly 0.5 2024-08-15 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/20f3fdde-0fe7-4f4f-a8c1-c4bb78ddfb51/Functional+Finance+BLOG.png Insights - How to buy an investment property using your home’s equity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/plmle0e9qptylejwzff6g6lqiyw4nq monthly 0.5 2024-08-07 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/3a0e0b1f-d110-4182-9630-29cd427ee44c/Functional+Finance+BLOG.png Insights - Does your job come with home loan perks? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/8oy8rycuvkiyqdtkljuc66s1q96rds monthly 0.5 2024-07-31 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/cba63aee-7d43-47f1-968a-3c98cef49bbb/Functional+Finance+BLOG.png Insights - Why multi-bedroom homes could be appealing for investors - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/mzu1jb3r7iyswnabsggv3b4g8t5spe monthly 0.5 2024-07-25 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/b0df417b-c979-4919-9bbb-2563c8daff9c/Functional+Finance+BLOG.png Insights - Low deposit scheme opens up to New Zealander visa holders - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/eufr9ukh4vm6bamhuv8v9png9mx0a4 monthly 0.5 2024-07-17 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1ba1615a-d26a-4a32-9015-7346cb0007e0/Functional+Finance+BLOG.png Insights - Is fear of rejection holding you back from your life goals? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/2i7zn9q1o2q3a96cgmd1swm06gwjj2 monthly 0.5 2024-07-11 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/7c91180a-a570-4e77-a8b8-b204c2a71d9e/Functional+Finance+BLOG.png Insights - How much could you expect to borrow for a home in 2024? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/o4ilb7no2g5agr2pki1c67p1wnskfn monthly 0.5 2024-07-03 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/3557fdf8-4178-4f41-9f31-9fc546beda25/Functional+Finance+BLOG.png Insights - 50,000 low-deposit spots open for first home buyers and single parents - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/49cox8nf9y04s2qjjgo0c8p3bolvea monthly 0.5 2024-06-27 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1719450178310-VL1S90YLE57YEKUNIIEJ/Functional+Finance+BLOG.png Insights - Will home prices keep rising over the next year? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/1ri7f2hy2mzuli261p7orwggap2d2b monthly 0.5 2024-06-20 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/28b565b6-3ac6-4df0-b597-8bb5ef6953eb/Functional+Finance+BLOG.png Insights - Rate cuts? Pencil them in for 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/cfh4391eit7v9dbvu581zpmj4bp3a8 monthly 0.5 2024-06-13 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/c26d17d2-2171-47dc-b338-4f5d8f5358d9/Functional+Finance+BLOG.png Insights - Is a tree or sea change on your horizon? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/vihzckupk4931g4x75sweffbqg2i5i monthly 0.5 2024-06-06 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/9f09dd3b-d6e2-4198-92cb-82b87785e6b0/Functional+Finance+BLOG.png Insights - Why three-in-four Aussies turn to a broker for home loan help - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/77piunggv7z69t2tt2nx2ds1n7lwzj monthly 0.5 2024-05-30 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/f874a5c8-583c-4553-9373-b7b423ab169f/Functional+Finance+BLOG.png Insights - First home buyers turn to Bank of Nan and Pop - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/q5hrfbqmd7mwvs8etx4krh7sqpw5ch monthly 0.5 2024-05-23 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/757de0f2-a80a-4e86-82fc-93e93afa4871/Functional+Finance+BLOG.png Insights - What you should know before buying ‘subject to finance’ - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/o6stuyss51lmxak3rt11ulls8fijik monthly 0.5 2024-05-16 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/8ab85ccf-6437-4bd7-ab95-bb273ac2f778/Functional+Finance+BLOG.png Insights - Not feeling the budget love? 4 ways you could still get ahead - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/q3dckwfb022ydqklajfgxi3ksscwwn monthly 0.5 2024-05-09 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/d5f82de7-1775-4e09-8a36-a8add99aa8e7/Functional+Finance+BLOG.png Insights - Low deposit scheme helps over 150,000 families buy sooner - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/rfy7dv7z71ldwjnd9owd2hweljhiul monthly 0.5 2024-05-01 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/09174710-38da-4819-8b15-c6fa2eb5c010/Functional+Finance+BLOG.png Insights - Here’s why your borrowing power might soon get a lift - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/ia0qe1xw30zq6kjtjkiunxztog0es6 monthly 0.5 2024-04-25 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/2285d11a-4a4c-4aab-acb4-a75677c0768f/Functional+Finance+BLOG.png Insights - How to know if you’re paying a fair price - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/cdgwozgcb9hs7h0ejcxe0gdebbw7h6 monthly 0.5 2024-04-18 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/a615c9a2-dec9-42d8-bd32-744e85194e97/Functional+Finance+BLOG.png Insights - Can you remember your home loan interest rate? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/zfuddpxqiq33kg7q2ifwsrhappgglh monthly 0.5 2024-04-10 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1712789672214-P76UMPWATRX73J0K81P2/Functional+Finance+BLOG.png Insights - Plot twist: Millennials are Australia’s most active property investors - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/00gx5cdvgr3bb48pwp5d505e0en6jd monthly 0.5 2024-04-04 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/d19bef80-8770-4780-9120-42c2edf62a16/Functional+Finance+BLOG.png Insights - Homeowners now an extra $71,000 richer (on average!) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/mvs953h0cup6psxz2e6h1ueq9yyvii monthly 0.5 2024-03-28 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/6d549905-c8a5-401e-b5e8-b4af1961f266/Functional+Finance+BLOG.png Insights - FOMO, FOBO and FOOP – how they can hold you back - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/zy5heykkakt2c9fqv19m06fz5adstb monthly 0.5 2024-03-21 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/8ecb9f4c-db0f-4130-88d7-5e8eee7b5eb3/Functional+Finance+BLOG.png Insights - Explainer: how construction loans work - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/jjsqc2srwxi47twv0xba7cnh54zs6k monthly 0.5 2024-03-13 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/6af00738-c28b-4f2e-a2dc-5e9ce05d8999/Functional+Finance+BLOG.png Insights - Why offset accounts are hitting new highs - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/8m4lurjn7tkc9ye1ach41ldxde1dep monthly 0.5 2024-03-07 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/85bf3da7-5be8-4261-8aed-060eb22e4224/Functional+Finance+BLOG.png Insights - How long does it really take to get a home loan? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/atl6agnwo65lt8r2uib8n3zrra0cog monthly 0.5 2024-03-07 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/6671571d-5add-4235-9ed5-2596bb6f0e5b/Functional+Finance+BLOG.png Insights - Where are the bargain homes located in your suburb? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/swh40kimw2mfi5xnx7pbd4ppionr14 monthly 0.5 2024-02-22 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/c020fe41-6a56-4b72-9529-892c506a0698/Functional+Finance+BLOG.png Insights - Home buyers rejoice! More listings are hitting the market - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/e9lzl7rgq9smr0x4jil78ed855dek9 monthly 0.5 2024-02-14 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/f39fc186-8663-4bea-887c-6faa6c70d135/Functional+Finance+BLOG.png Insights - They’re back! Why property investors account for one-in-three new home loans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/when-will-the-next-rba-cash-rate-call-be-made monthly 0.5 2024-02-08 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/f8a9c21e-af47-436e-abbc-b543da95ef71/Functional+Finance+BLOG.png Insights - When will the next RBA cash rate call be made? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/p6rify65quisttn2695nvaeilsiu5x monthly 0.5 2024-02-01 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/a0edd94f-25c1-4119-9d6f-95ad609ab41e/Functional+Finance+BLOG.png Insights - 4 tips for self-employed home loan applications - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/zimjbyzxn9fnb73ya7vdcz5uj4x7mu monthly 0.5 2024-01-25 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/5fa5d97c-dfd6-474d-adb5-6a4ace26d414/Functional+Finance+BLOG.png Insights - First home buyers charge back into the market - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/yaznome8j2g71m8m6h6knyrf6zqpjr monthly 0.5 2024-01-17 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/856c8263-1e28-449f-a963-c48f4adcff21/Functional+Finance+BLOG.png Insights - How your deposit size can shape the rate you pay - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/asys39zfg83ym6eki4cv94720uqe4m monthly 0.5 2024-01-11 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/2b328c7e-b983-4702-b0de-242545bd26e4/Functional+Finance+BLOG.png Insights - The pros of having a mortgage broker on your side - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/5-new-years-resolutions-for-your-home-loan monthly 0.5 2024-01-03 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/b9456615-8618-4d51-8e84-15ffd2457d7c/Functional+Finance+BLOG.png Insights - 5 New Year’s resolutions for your home loan - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/0y1g0hzafcbvaqi6bep8ujfnha8s7j monthly 0.5 2023-12-21 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/2c47c36a-7178-4796-b9f3-dd95e5d28385/Functional+Finance+BLOG.png Insights - Merry Christmas! Season’s greetings from all of us to you - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/ho-ho-ho-the-smart-move-that-has-1-in-10-borrowers-feeling-jolly monthly 0.5 2023-12-14 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1583825a-fbe2-47b3-b97d-fe457f4d8dbe/Functional+Finance+BLOG.png Insights - Ho ho ho! The smart move that has 1 in 10 borrowers feeling jolly - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.functionalfinance.com.au/insights/project-one-7xhm8 monthly 0.5 2019-08-22 https://www.functionalfinance.com.au/insights/project-three-kfktc monthly 0.5 2019-08-22 https://www.functionalfinance.com.au/insights/project-two-tpk6r monthly 0.5 2019-08-22 https://www.functionalfinance.com.au/insights/project-four-8jhxn monthly 0.5 2019-08-22 https://www.functionalfinance.com.au/home daily 1.0 2023-08-08 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614820989387-OBRANS4946WH7XTRC6LB/Functional-Finance-Testimonial-text-box-image.jpg Home ABOUT US At Functional Finance, we pride ourselves on being a boutique, independent broker. We tailor financial products and packages that work for your budget and empower you to achieve your financial goals - without being limited to the products of just one lender. Headquartered on Collins St, Melbourne, we operate all over Australia. https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756734729-D0V5K932QHPJOZ1IF1N7/Functional-Finance-Services-First-Home-Buyers-icons-2.png Home https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756758704-384R3LFN6D4D0ZSBO3T1/Functional-Finance-Services-New-Purchases-icons-2.png Home https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756771482-CHL7308K02AVJ6AW7HRS/Functional-Finance-Services-Investment+Properties-icons-2.png Home https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756794274-HNLCBAHXKMN6GU4R5QFR/Functional-Finance-Services-Refinancing-icons-2.png Home https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756808801-FZKLR29SUSXHO59SRJUY/Functional-Finance-Services-Bridging-Finance-icons-2.png Home https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756856360-FF3N48ASV8K6H628KHSJ/Functional-Finance-Services-Asset-Finance-icons-2.png Home https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756827550-JQ37YWBH2KGY8LKW41MJ/Functional-Finance-Services-Commercial-Finance-icons-2.png Home https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756886377-U2UVSS3T5IWEL5LUEFYJ/Functional-Finance-Services-Construction-Loans-icons-2.png Home https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614822156674-BWCQEKJ1KQR650OPYUBC/Functional-Finance-Calculators-Mockup-2.jpg Home - Estimate how much you can borrow, and gain insights into how lenders will view your loan application. https://www.functionalfinance.com.au/take-action daily 0.75 2026-02-08 https://www.functionalfinance.com.au/about-us daily 0.75 2026-03-12 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614048643817-V8J9HT3EXXFD9ZXPP9C1/Functional-Finance-About-Us.jpg About Us https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614826485356-I5J614CZV95YX3V16FFU/Functional-Finance-Dan-Nicholls-Placement.jpg About Us https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/aae904e9-420e-464d-9b0a-c17a31e452d1/Drew+Harry.png About Us https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/01b7ba51-7aa9-44ca-ae54-d1872f92d68a/Ian+Cunningham.png About Us https://www.functionalfinance.com.au/about daily 0.75 2026-02-08 https://www.functionalfinance.com.au/contact-us daily 0.75 2024-09-22 https://www.functionalfinance.com.au/meet-the-team daily 0.75 2026-02-08 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1613450246219-GGFLGLBN3XZ1LA1TFD0Y/About-Us-dummy-image.jpg Meet the Team https://www.functionalfinance.com.au/calculators daily 0.75 2026-02-08 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614918850531-BQNLHSMSWMQ7RKG61UFC/Calculator-Buttons-Black.png Calculators - Loan repayment calculator https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614918874403-C9B9UJUC3TJWYQ86JEHE/Calculator-Buttons-Black.png Calculators - Home loan offset calculator https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614918888467-SUK35UYV25QK351PC1GU/Calculator-Buttons-Black.png Calculators - Interest only calculator https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614918901011-J90UY21O0SYDYZ4K9KEX/Calculator-Buttons-Black.png Calculators - Stamp duty calculator https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614918913702-SXKAO0XA98RE0VXQ7T9E/Calculator-Buttons-Black.png Calculators - Extra repayment calculator https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614918930610-N495NUSZO63M5UYLPPSN/Calculator-Buttons-Black.png Calculators - Property selling cost calculator https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614918949570-VSN5WNI4Y7ADM8GDNESL/Calculator-Buttons-Black.png Calculators - Mortgage switching calculator https://www.functionalfinance.com.au/services daily 0.75 2026-02-08 https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756123710-QHSM4SWCSK66P6E8A21S/Functional-Finance-Services-First-Home-Buyers-icons-2.png Services https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756161176-WU65H6F0HV7PM9ZTN0IA/Functional-Finance-Services-New-Purchases-icons-2.png Services https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756198559-5RK5SIT8UYTFOA63VHJM/Functional-Finance-Services-Investment+Properties-icons-2.png Services https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756187692-AQUTDDVDX3XEPGIJ29SA/Functional-Finance-Services-Refinancing-icons-2.png Services https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756215536-ZA5UH4LK8Z3446708GVP/Functional-Finance-Services-Bridging-Finance-icons-2.png Services https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756247429-7GWKBUBXQ2XXO83XA4U5/Functional-Finance-Services-Asset-Finance-icons-2.png Services https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756271698-D8CEMBDW1YCQ709F1YA1/Functional-Finance-Services-Commercial-Finance-icons-2.png Services https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756301249-G2E2C5BB1H2EKC6WDXPQ/Functional-Finance-Services-Construction-Loans-icons-2.png Services https://images.squarespace-cdn.com/content/v1/5f55eef668bd6f19d4864f5f/1614756323541-2GEY6X1RUNW44VQCW6JM/Functional-Finance-Services-Mortgage-Calculators-icons-2.png Services https://www.functionalfinance.com.au/loan-repayment-calculator daily 0.75 2026-02-08 https://www.functionalfinance.com.au/home-loan-offset-calculator daily 0.75 2026-02-08 https://www.functionalfinance.com.au/interest-only-calculator daily 0.75 2026-02-08 https://www.functionalfinance.com.au/stamp-duty-calculator daily 0.75 2026-02-08 https://www.functionalfinance.com.au/extra-repayment-calculator daily 0.75 2026-02-08 https://www.functionalfinance.com.au/property-selling-cost-calculator daily 0.75 2026-02-08 https://www.functionalfinance.com.au/mortgage-switching-calculator daily 0.75 2026-02-08 https://www.functionalfinance.com.au/faqs daily 0.75 2026-02-08 https://www.functionalfinance.com.au/disclaimer daily 0.75 2026-02-08 https://www.functionalfinance.com.au/privacy-policy daily 0.75 2026-02-08 https://www.functionalfinance.com.au/compliments-concerns daily 0.75 2026-02-08 https://www.functionalfinance.com.au/thank-you daily 0.75 2026-02-08